The CFL Mediation Practice

Latest News

May 2012
We are very excited to announce some major changes to our company and organization, least of all a new office location and we are welcoming new staff as our company expands. We couldn't have done this without the continued support of our past and exisiting clients and we thank you for that. Your believe in us as a company is most appreciated. We would also like to extend a huge and heartfelt thank you to many of the attorney's in Orange County who have referred us business throughout the past year. Thank you.

Here at the CFL Mediation Practice, we believe the importance of being able to offer a range of services to our clients and in particular, those clients who experience severe acrimony within their marriage and pending divorce, even to the point of domestic violence being present.

Further details will follow shortly with regards to who our new team are and of course, photos of our wonderful new location. Once again, we thank all of our clients for your continued support and we look forward to welcoming those new clients, throughout the rest of the year. Thank You

June 2011
The CFL Mediation Practice are excited to announce the partnership with Vicki Gunvalson and
Coto Insurance as our exclusive partner for Insurance and Financial planning services for all CFL Mediation clients. Our mission is to provide an all encompassing service to our clients and prepare you in the best way possible for life after divorce. This means planning for the future and becoming self sufficient as a single person and taking care of you and your children, financially. 

Victoria L. GunvalsonCoto Insurance & Financial Services, Inc.“Protecting and Preserving your Life’s Savings” 

Victoria Gunvalson is President and founder of Coto Insurance & Financial Services, Inc and Coto Retirement Planning.  She takes pride in being a part of her client’s retirement financial roadmap – at all levels of their lifespan and business cycle. 

Victoria is a Senior Insurance Specialist and is an Orange County 5 Star Wealth Manager, Master Elite IRA Advisor, member of American Association of Long Term Care Insurance, Member of the National Ethics Bureau and a member of Saddleback Community Church. Victoria has worked in the Senior market for over 19 years and works with both individuals and families in the areas of Retirement and Estate Planning. Her primary focus is always to enhance and, ultimately, preserve both her client’s wealth and their estates within each individual situation. Her ability to achieve strong business results in the face of changing economic times is a tribute to the resiliency of her thorough planning methods – helping clients adjust, reshape financial priorities, and move ahead.

Victoria has continually received national recognition as a qualified member of the Million Dollar Round Table, Top of the Table. For more than 100 years, the Million Dollar Round Table has honored the very best individuals in the financial services profession from around the world. Less than 1% of insurance agents in this industry ever meet this benchmark of outstanding performance and service to clients.

With many years of experience, knowledge, and dedication to serving the needs of seniors, Victoria is a skilled financial professional who utilizes the latest estate planning and investment techniques to design and implement personalized strategies that can help to reduce financial risk, lower taxes, avoid probate, and protect assets from nursing home costs.

Victoria lives in Coto de Caza, CA. She is the proud mother of Michael and Briana. Michael, 25, graduated from the University of Colorado Boulder and is a licensed Life Insurance agent working alongside Vicki at Coto Insurance. Briana, 24, attended Azusa Pacific University's accelerated nursing program and graduated with her BS of Nursing in 2009. Briana works as an ER nurse at a prominent south Orange County hospital. Vicki enjoys vacationing with her children, family, and close friends at her river home and in Chicago where she resided for over 32 years.

For Additional Information, Please call
Heidi at 949-713-2441, to arrange a convenient,
no-fee discussion of your retirement planning objectives


Vicki's mission is to plan, protect and preserve her client's retirement portfolio...........1 client at a time